Comments on: Why You Need a Budget…..Yes, YOU!

By: Kalyn Brooke

Kalyn Brooke — Mon, 20 Jun 2016 14:37:21 +0000

In reply to Sandy. I hope you give it a go, Sandy! Take small steps. For figuring out the income, if you have a steady paycheck you can use that to figure our how much you make each month. If you have irregular income {you work on commission or do contract type work} I have a post in the series that deals specifically with that: How to Track Irregular Income. Don't be afraid of a budget - think of it as deciding where your money is going to go BEFORE you spend it. As opposed to just getting your statement at the end of the month and seeing where it all went.

By: Sandy

Sandy — Sat, 18 Jun 2016 16:29:44 +0000

Sad but true…in the majority of folks not living on a budget…I have never been able to find one that makes sense to me…I will sound like an idiot to most of you…but it’s hard for me to comprehend the idea of budgeting because how can you predict what is coming… I realize this sounds ludicrous… But I’m just being honest… When I’ve tried before to figure one out it ocpverwhelmed me and frustrated me so much I gave up… Plus honestly, the word budget makes me feel deprived and rebellious! Not sure if I can be helped with this but am willing to give your series a try… Because I know I need to do something radically different because my spending is not in check and with the income I make I should not be struggling financially… It’s something always in the back of my mind…

By: Kalyn Brooke

Kalyn Brooke — Wed, 27 May 2015 23:56:21 +0000

In reply to Sonja Morris. Hi Sonja! If you have any expenses, or if you want to save up for something big {like a car, home, electronic device, etc}, then yes, I would recommend you have a budget. A budget will help you set aside a certain amount to cover those expenses {or save up for an item}, without having to pay for it all at once! :)

By: Sonja Morris

Sonja Morris — Sat, 23 May 2015 19:10:20 +0000

Hey, I do not have a budget. Not because I do not wish to have one but I am without a job and still in school. I would love to start to save but I don’t know how. Should I start having a budget?

By: Kalyn Brooke

Kalyn Brooke — Sun, 21 Dec 2014 01:51:47 +0000

In reply to Nicole Pollack.

Nicole, I’m so glad you stumbled across here too! That is so exciting that you’re ready to make a change and get your finances in order — such a big step but SO worth it! Please let me know if you have any questions or if there is anything I can do to help. 🙂

By: Nicole Pollack

Nicole Pollack — Thu, 18 Dec 2014 15:05:31 +0000

I am so happy that I stumbled across your blog! Just this morning in fact…. I struggle with my finances and constantly “float” just looking at my bank statement every few days and think “yup, moneys in there I’m fine” and then checking a few days later and wondering where its all gone. I’ve had it with myself!! I am finally going to take charge and pat down some of my debt. I am a single gal on a single income (thats not too great…) but I am finally willing to do my best and make it happen.

By: Kalyn Brooke

Kalyn Brooke — Tue, 07 Oct 2014 22:49:02 +0000

In reply to Grace Houle. You're in the right place, Grace! There are tons of ideas to save creatively here. :)

By: Grace Houle

Grace Houle — Tue, 07 Oct 2014 02:53:09 +0000

Yes, we have a budget, but it’s more of a reminder we have to keep things in check more than anything. We are in the red monthly, God always provides, but I am def. trying to rack my brain and get creative in more ways to save.

By: Kalyn Brooke

Kalyn Brooke — Tue, 29 Apr 2014 18:11:29 +0000

In reply to Emily. Awesome, Emily! I sincerely hope it helps you. :)

By: Emily

Emily — Thu, 24 Apr 2014 21:11:55 +0000

We used to have a budget but fell off the wagon about 5 years ago. Now hubby actually makes more but is talking about me going back to work full time. I am reinstituting the budget before I am willing to do that! This is perfect timing for me!