Comments on: How to Stop Going Over Budget Once and For All

By: Best Tips When Buying Furniture | Brandy Ellen Writes

Best Tips When Buying Furniture | Brandy Ellen Writes — Wed, 23 Dec 2020 18:17:19 +0000

[…] The first thing you should do when looking for a new piece of furniture is to analyze its price and compare it to your budget. Furniture can be very expensive, and there are likely pieces out there that you can’t afford. When you’re shopping for furniture, you’ll have a budget that outlines how much you can actually spend. If a furniture item is well outside of your budget, then it likely isn’t the piece for you. Even if you’re blown away by a furniture item, it likely isn’t worth splurging to buy it if it is well outside what you can afford. Instead, look for items that fit within your budget and don’t make you overspend. […]

By: Kalyn Brooke

Kalyn Brooke — Fri, 19 Aug 2016 15:14:18 +0000

In reply to Rachel. It's so much easier to stay on budget with a plan...even more so when the plan is wrapped in a cute little notebook. :)

By: Rachel

Rachel — Wed, 17 Aug 2016 14:26:18 +0000

I just bought this because of your post and I absolutely LOVE it! This is my main budget struggle as well…actually sticking to the budgets I set for those variable expenses. Thanks for the great idea! Just started filling mine in like this and I’m hoping to get the same great results 🙂

By: Susie

Susie — Tue, 16 Aug 2016 05:37:08 +0000

Hi Kalyn,
When I was looking for a budget I ran across you budgeting series. I have to tell you it is the best explained and specific information I had found to that point. Easy to understand and follow. I have not seen anything on anyone’s site that compares to yours. Thank you so much for that help and free spreadsheets that were in the series. I now have my $1000 00 emergency fund that I’ve never had in my life.
I know it’s been a tuff year for you and your husband but your site has truly helped many people I’m sure. May God Richly Bless you both.

By: Kalyn Brooke

Kalyn Brooke — Mon, 15 Aug 2016 16:24:45 +0000

In reply to Sandie. They are great! We've been able to keep our variable expenses much lower with this new system. I'm pretty excited about it! :)

By: Sandie

Sandie — Sat, 13 Aug 2016 15:20:34 +0000

I really like this method Kayln. We seem to have the exact same struggles with budgeting! I always seem to go over on mine and wonder what is even the point? I will have to look into getting one of these little binders.

By: Mary

Mary — Mon, 08 Aug 2016 19:58:36 +0000

We used to go over on food too mainly becuase DH and I are both food shoppers depending on who isn’t slammed when we need something. We’re healthy eaters so we’re always going back to the store for more organic produce.

Several things helped us: We made saving a game and money is the score. When we come in under, that money goes to the game (which is ultimately going to set us free). I blog about it and the rate of growth is making my head spin. I had no idea we were letting so much money get away from us.

We started using YNAB because both of us can see how much food money is left from our phone and we can update it in real time as soon as we pay for anything (YNAB lets us track everything not just food).

We stopped buying “designer organic food” and started sticking to produce and lean protein plus nuts & grain in bulk. We completely stopped buying junk food and that balanced each other out. We actually came out ahead because we stopped getting sick.

By: Lindsey

Lindsey — Mon, 08 Aug 2016 18:11:29 +0000

I’m so glad I’m not the only one who goes over on food! I feel like 90% of the reason we live so frugal is so we can enjoy good food and travel. We have a tendency to go over budget when we stop tracking our expenses. This pocket sized way of keeping track is awesome! We check in on our budget 3x a week, this helps makes sure we are still on track and lets me know how to plan my grocery list.