Comments on: Credit Card Rewards 101 https://kalynbrooke.com/your-money/how-to-make-money-with-credit-cards/ Systems and Strategies to Keep Your Life on Track Fri, 13 May 2022 17:35:22 +0000 hourly 1 https://wordpress.org/?v=6.0.3 By: Kalyn Brooke https://kalynbrooke.com/your-money/how-to-make-money-with-credit-cards/#comment-73020 Fri, 29 Jul 2016 17:23:22 +0000 http://creativesavingsblog.com/?p=26151#comment-73020 In reply to Mary.

I just love free money!! 🙂

]]> By: Mary https://kalynbrooke.com/your-money/how-to-make-money-with-credit-cards/#comment-73004 Thu, 28 Jul 2016 14:25:47 +0000 http://creativesavingsblog.com/?p=26151#comment-73004 I love this post. I use our Costco card like a debit card (it lets me pay the balance in full every night). Our last rebate check was over $500 and it was for things we would buy anyway – gas and yummy $5 rotisserie chickens. SCORE!

]]> By: Kalyn Brooke https://kalynbrooke.com/your-money/how-to-make-money-with-credit-cards/#comment-62663 Mon, 24 Aug 2015 15:50:50 +0000 http://creativesavingsblog.com/?p=26151#comment-62663 In reply to Vicki.

I love that you can use reward points right on Amazon too. It makes shopping so convenient!

]]> By: Kalyn Brooke https://kalynbrooke.com/your-money/how-to-make-money-with-credit-cards/#comment-62662 Mon, 24 Aug 2015 15:50:05 +0000 http://creativesavingsblog.com/?p=26151#comment-62662 In reply to Kristen @ Joyfully Thriving.

You’re last statement is exactly right — they ARE a tool. It’s so nice to have a frugal friend who agrees! 🙂

]]> By: Vicki https://kalynbrooke.com/your-money/how-to-make-money-with-credit-cards/#comment-62226 Wed, 19 Aug 2015 20:54:43 +0000 http://creativesavingsblog.com/?p=26151#comment-62226 I appreciate this post, as I also get tired of those who insinuate credits cards are evil and you should totally avoid them. Yes, I’m fully aware of how they can get you into financial trouble or tempt you into buying things you shouldn’t just because you can use credit and end up paying way more in the long run because of interest. I went down that road in college and young adulthood! However, I’m now in my forties and married to an accountant who keeps a close eye on our finances, and while we have a comfortable income and don’t necessarily have to watch every cent, we still try to practice frugality for the most part, and we try to never carry a credit card balance that we can’t pay off. However, we just recently started using our Discover card for pretty much all purchases that we would typically use our debit card for because of the cash back rewards. We monitor our expenses by writing them in our check register (making sure to denote that they were credit card expenses) so the money is already accounted for. The cash rewards are applied to our Amazon account, where we shop frequently for items that we can’t buy locally or are a better deal on Amazon, like books, dance shoes, refrigerator filters, just to name a few. Because we use our credit card frequently, we often have enough in rewards to end up getting these items free or greatly reduced in price, and for the most part, they are practical purchases.

]]> By: Kristen @ Joyfully Thriving https://kalynbrooke.com/your-money/how-to-make-money-with-credit-cards/#comment-62202 Wed, 19 Aug 2015 14:21:03 +0000 http://creativesavingsblog.com/?p=26151#comment-62202 I agree completely, Kalyn! My husband and I are incredibly frugal and we use credit cards, too. If you are responsible to pay them off every month, then I see no problem with it. The “free” money rewards are wonderful. We use Discover as well, which I like for their cashback promotions and the ability to cash it out or buy discounted gift cards. I like giving Shutterfly Christmas gift cards to my sisters, when I can buy a $25 gift card for only $20. We also have a Visa card that works with our local Marathon gas station and earns us at least one $25 free gas gift card every month. We save those gift cards up to pay for gas on our summer travels. Credit cards are just a tool. It’s all in how you use them.

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