That’s the only frustrating thing about sharing ministries! I used to work in the medical billing department and most doctors will offer payment plans. If this were to happen I would set up a payment plan through their finance department and then pay off the bills when the money from CHM came through. Hopefully nothing like that happens though!

Preexisting conditions are shared differently… you’d want to call them.

I’m curious we’re you pregnant before you joined and are you married? CHM does have some restrictions of maturity bills they share (they don’t cover anything if you are single or pregnant before you join—they are very clear on their website about this) If you don’t have the aforementioned situations I personally have had everything covered for my pregnancy and I usually get the check in the mail really fast! They love babies!

I would recommend contacting their customer service directly for an answer to that question!

Hi, I just got the answer from them directly. The silver and bronze package don’t pay for office visits or meds only hospital and surgical procedures involved with the claim. The gold package covers office visits and maternity benefits as well.

Thank you so much!

Awesome!!